Webinar: Changes in Household Spending After Retirement

Perspectives: Complete Advice

A decades-long observer of the financial industry asked after a presentation of the RMA®’s Household Balance Sheet and the Retirement Allocations if traditional investment advice is bad advice for retirement. Because Retirement Allocations include traditional investment advice (Upside Portfolio) as one of the four risk management techniques, our answer is always as … {…}

Perspectives: The Role of Rules

There’s an unresolved debate in the investment community about the importance of maintaining exposure to equities in a retirement portfolio in retirement. One argument is that a 40-60% allocation to equities in the post-retirement time frame may be too conservative. One-size-fits-all statements are tricky because they can be invalidated with a single counter-example. The … {…}

Putting Clients First: RIIA® and The Fiduciary Rule

The Fiduciary Rule is one of the symptoms of what RIIA describes as “The Three DisruptionsSM.” The primary cause behind the disruptions is demographics in general and the retiring Boomers in particular. While the Fiduciary Rule affects RIIA members in differing ways, the following seems broadly shared – (i) by broadening the scope of fiduciary conduct, the Fiduciary Rule … {…}

Register Now for RIIA’s Summer Conference

Summer may seem a long way off, but as we know in the retirement business, it is important to plan ahead. RIIA is now accepting registrations for our Summer Conference: The Next 10 Years in Retirement Best Practices: “Minding The Gaps.” The conference will take place this year at Salem State University, just outside Boston, on July 18/19. We already have a very strong … {…}